HardMoneyGo

San Francisco Hard Money Lenders

Hard Money Go is a direct private hard money lender that provides hard money lending to the San Francisco Bay and Oakland area. With over 30 years funding deals throughout Northern California we have the experience and funding sources to get all your deals funded quickly.

We provide direct lending so you can save time and money and get the money you need to close your transactions. Hard Money Go has numerous San Francisco hard money lending and various programs to meet your investing and financial needs including lending programs to fix and flip, cash out, or rate and term reduction.

Submit your lending scenario and watch in amazement as we get to work on your file right away. We typically can get same day approvals, provided you provide all the required information that day and can  fund deals in as little as 3 days.

Hard Money Go has built our reputation by funding deals in record time and acting as partners to our investors to get the capital they need to expand their real estate portfolio.

Go ahead and see how we can help you out!

Highlights of San Francisco

Hard Money Lending Services

  • Rates starting at 7%
  • Fees starting at 1 point
  • Up to 80% Loan to Value
  • Minimal Paperwork
  • No tax returns
  • Limited income or no income documents
  • Same day approval (if all paperwork submitted before 12 pm)
  • Terms of 3 months to 30 years
  • Various programs including short term, cash out, fix and flip, and bridge financing
  • Do not have access to capital to purchase
  • Do not have capital to develop
  • Do not have the time to qualify for a traditional loan
  • Cannot qualify for a loan because of income, credit, or financials

Types of Hard Money Lending in San Francisco

Types of Hard Money Lending in San Francisco

Hard Money Go is your trusted funding source since 1990. We are proud to serve the Bay Area with hard money real estate loans. We offer the following types of loans to help serve your financing needs including refinance loans, cash out refinance loans, purchase loans, apartment purchase loans, land loans, residential loans, commercial loans, fix and flips loans, investment refinance loans, investment purchase loans, hard money primary residence loans, estate property loans, rental property loans, and other private hard money loans.

Hard Money Go is your trusted funding source since 1990. We are proud to serve the Bay Area with hard money real estate loans. We offer the following types of loans to help serve your financing needs including refinance loans, cash out refinance loans, purchase loans, apartment purchase loans, land loans, residential loans, commercial loans, fix and flips loans, investment refinance loans, investment purchase loans, hard money primary residence loans, estate property loans, rental property loans, and other private hard money loans.

Residential Hard Money Lending

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Hard Money Go provides borrowers with various residential loan programs that can assist them in reaching their financial goals. Our programs are aimed to accomplish one of the following three goals:

  • Reducing your current interst rate
  • Getting cash out
  • Combining first and second loans

Reduce Your Current San Francisco Hard Money Lending

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Borrowers oftentimes get hard money loans to bridge the gap between a solid investment and having the necessary financing to purchase your property. If your loan is about to reset or expire or your prepayment penalty period is done, contact us for a no obligation review of your mortgage. With the largest single source of funding, we have creative ways to get you approved even when other lenders have said no.

We have a loan fund that pools investor funds and have an easy approval process that funds borrowers whose properties have at least 20% equity. We also work with high-net-worth individual investors who entertain unique loans and have relationships with various funds of capital. In fact, being in business for over 30 years has helped us pool the largest sums of capital amongst all hard money lenders in San Francisco. When reducing your interest rate is your biggest priority, you can rely on Hard Money Go to help you keep more of your hard-earned money.

Getting Cash Out

Developing properties requires a significant amount of money. We have the money to help you cash out your high equity properties to use that money for improvements, developing new property, or paying off debt. Our cash out loan rates start at 6% and approval is based on the amount of equity you have and the amount of risk.

With such low cash out rates, it is the best time to get money to improve your properties to make more money. The cost of financing, while you will pay interest is heavily outweighed by the opportunity to fix your existing investments to make them more valuable. Once you have surpassed the prepayment penalty period, we will assist you in immediately putting you in a conventional loan program so you can minimize your expenses. Our San Francisco hard money loans help you make more money.

Hard Money Go works with investors as their financial partner to assist in putting you in a better situation. Getting cash out can prove an invaluable tool to build more value and increase your earnings. We look forward to getting you the cash you need to advance your investment goals.

Combining First and Second Lending’s

The higher interest rate second loans take away from the profit of an investment property. One of the most common requests we get is “how do I get out of my second mortgage.” Hard Money Go is your trusted hard money lenders in San Francisco and we have the solution. One solution we offer is to combine your first and second mortgage. This proves invaluable as we get you out of your second mortgage and combine your first and second loan to save you money. Submit your loan application and watch in amazement as our team works aggressively to package your file and get you approved.

Your Financing Partner

Real estate investors rely on our word every day. We take this promise seriously. Financing plays an integral role in investing, and we do our best to assist investors get the capital they need to close their deals. We recognize that quick closings at affordable rates are vital for our investors to make money. Send us your San Francisco hard money loan and our team will immediately begin working on your file. We can typically give you a preapproval the same day, and a final loan approval within 3 days if we receive the necessary information quickly. Send us your loan scenario and a team member will review it immediately. We look forward to becoming your financing partner and help you grow your portfolio.